LOANS EXPERTS

MORE THAN 26 YEARS ON THE MARKET

3 easy steps

1

QUICK DIAGNOSIS

We analyze the type of loan
that the user needs

 

2

FEASIBILITY REVIEW

We perform a general
review of the documentation that the user who
wishes to apply has.

3

START OF APPLICATION

We analyze the type of loan
that the user needs

 

SERVICES

Loans CalHFA
FHA Loans
Conventional & private
Jumbo Loans
Hard Money Loans
construction Loans

Loans CalHFA

CalHFA USDA Program (NO DOWN PAYMENT)

The CalHFA USDA Program is a USDA Guaranteed first mortgage loan program, which can be combined with the MyHome Assistance Program (MyHome).The MyHome and School Program can be used for down payment and closing cost assistance and are for first-time homebuyers only.

The USDA loan does have its own income limit and rural area restriction overlays. USDA income limits may be more restrictive than CalHFA’s income limits. The more restrictive limit applies.

Loans CalHFA

CalHFA USDA Program (NO DOWN PAYMENT)

The CalHFA USDA Program is a USDA Guaranteed first mortgage loan program, which can be combined with the MyHome Assistance Program (MyHome).The MyHome and School Program can be used for down payment and closing cost assistance and are for first-time homebuyers only.

The USDA loan does have its own income limit and rural area restriction overlays. USDA income limits may be more restrictive than CalHFA’s income limits. The more restrictive limit applies.

FHA LOANS

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. FHA mortgage insurance protects lenders against losses.

CONVENTIONAL LOANS

A conventional mortgage loan is a “conforming” loan, which simply means that it meets the requirements for Fannie Mae or Freddie Mac. Fannie Mae and Freddie Mac are government-sponsored enterprises that purchase mortgages from lenders and sell them to investors.

CONVENTIONAL LOANS

A conventional mortgage loan is a “conforming” loan, which simply means that it meets the requirements for Fannie Mae or Freddie Mac. Fannie Mae and Freddie Mac are government-sponsored enterprises that purchase mortgages from lenders and sell them to investors.

JUMBO Loans

 A jumbo loan, or jumbo mortgage, is a home loan for an amount that exceeds the “conforming loan limit” set on mortgages eligible for purchase by Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that ultimately buy and administer most single-family-home mortgages in the U.S

HARD MONEY LOANS

A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies.

HARD MONEY LOANS

A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies.

Construction loans

We provide a complete advisory service to apply for a construction loan in any of the stages that the client is in.
1st Stage. Land preparation.
2nd Stage. The budget on plans.
3rd Project execution stage.

CERTIFICATE

BROKERS

FAST

PROCESSES

BEST MARKET

rate

FULL SUPPORT

AND ADVICE

TEAM

rusell gomez

ceo / owner

Lucrecia E. Guzman

broker / Agent

Juan C. Ayllon

Loan Processor

CONTACT AN EXPERT

faq

Of course. There are different types of credits to which you could apply, and we can advise you.

They can take between 30 to 45 calendar days.

Yes, you can apply for a loan even if you are not a resident or have social security.

Of course. At Mille Mortgage, we have programs without tax verification.

Of course, it’s possible. Ask us how.